Thousand Oaks, CA

Effective as of October 1, 2007

Your privacy very important to us. has adopted this Privacy Policy, which describes how we collect and use information.


From time to time ("the Site," "we," "our" or "us") may revise this Privacy Policy. If we make revisions in our Privacy Policy, those changes will be posted in this Privacy Policy and the effective date will be noted at the beginning of the Policy. Therefore, you should review it periodically so that you are up to date on our most current policies and practices. Any changes to this policy will become effective upon posting of the revised Privacy Policy on the Internet, accessible through the Site. By continuing to use the Site following such changes, you will be deemed to have agreed to such changes. If you do not agree with the terms of this Privacy Policy, as it may be amended from time to time, whether in whole or in part, please do not continue using this Site.

NO COLLECTION OF PERSONALLY IDENTIFIABLE INFORMATION is a community, general information and interest web site, and we DO NOT knowingly collect, store, use or disclose any personally identifying information of any users of the Site; including from children under the age of 13; unless you are an advertiser or otherwise make direct contact (i.e. via mail, phone, or e-mail) with us. In the event that you do elect to provide us with personal information, it will only be used for the purpose for which it was supplied, and; except if and when legally compelled and/or otherwise required to do so by law enforcement, a court of competent jurisdiction, etc; will not be shared with or otherwise provided to third parties except as follows below.

Our employees, agents and contractors must have a legitimate business reason to obtain access to your personally identifiable information. We may share such personally identifiable information with outside contractors or agents who help us manage our business and information activities (i.e. bank advertisement payment processing), but they may only use your personally identifiable information to provide us with a specific service and not for any other purpose. Anonymous click stream information may be shared with our advertisers and business partners.

There may be instances when we may disclose personally identifiable information without providing you with a choice in order to protect the legal rights of, and/or its employees, agents and contractors; to protect the safety and security of visitors to our Site; to protect against fraud or for risk management purposes; or to comply with the law or legal process. In addition, if we sell all or part of our business, or make a sale or transfer of assets, or are otherwise involved in a merger or business transfer, we may transfer AA Data ("Anonymous Aggregated Data" or "AA Data") to a third party as part of that transaction.

Please note, however, that as the Internet is a global computer network, should you decide to voluntarily submit your personal information to us electronically over the Internet, you agree to our collecting and processing your personal data consistent with the reason(s) for which you submitted it. The partners and employees of the Site shall not be responsible nor liable for any loss or damage of any type sustained as a result of any interception in whole or in part of your personal data by others during transmission; and/or neither for the unauthorized use of this data by third parties.


We may use AA Data for purposes of research and analysis. We may conduct research on such data as Site visitor counts, page views, IP (Internet Protocol) addresses, the browsers utilized by our visitors, etc. AA Data DOES NOT identify you personally (i.e. your name or address, etc).

We may use AA Data collected from the Site for site administration, advertising, and promotional purposes, and we may share such information with various affiliated and unaffiliated entities for such purposes. For example, IP addresses are used for the purposes of system administration and to provide AA Data to advertisers about the volume of use on the Site, and clickstream data and AA Data may be shared with our advertisers and business partners.


If you choose to use our referral service to tell a friend via e-mail about the web Site (thank you!), we will ask you for your friend's name and e-mail address to enable us to do so. We will automatically send your friend a ONE-TIME ONLY e-mail inviting them to visit the web Site as per your request that we do so. We thereafter delete this information.


Though does not use “cookies” itself, third party advertisements displayed on our Site may contain them; as well as third party sites links to.

The Site carries advertisements from other companies, often with the ability to click through to web sites run by such other companies. We do not control these cookies, and are not responsible for the privacy practices of web sites operated by third parties that are linked to the Site or for the privacy practices of third party or Internet advertising companies. Once you’ve left our Site via such a link or by clicking on an advertisement, you should check the applicable privacy policy of the third party or advertiser site to determine how they will handle any personally identifiable information they collect from you. Please be aware that we do not always warn you when you have chosen to link through to another web site and are leaving a Site. You can program your computer to warn you each time a cookie is being sent or to refuse cookies completely.


We use reasonable administrative, technical, personnel and physical measures to safeguard Information in our possession against loss, theft and unauthorized use, disclosure or modification. In addition, we use reasonable methods to make sure that information is accurate, up-to-date and appropriately complete.


If you have concerns regarding privacy, your use of the Site(s), or the collection and use of information, you may contact:
Legal Dept.
POB 1996
Thousand Oaks, CA 91358